XRAE®

Our revolutionary field underwriting tool

XRAE is the revolutionary field underwriting solution from iPipeline that supports multi-carrier, multi-impairment health class, or range-based ratings on published and unpublished carrier underwriting rules.

Key features

Data-Driven Field Underwriting

Field underwriting leveraging more than 500 data points, including medical and family history, driving history, medical conditions, and more – to more accurately determine rate classes for greater accuracy in quote determination

Seamless LifePipe Integration

Seamlessly connects and integrates with iPipeline's LifePipe to provide access to additional tools that connect the quoting and field underwriting processes

Detailed Impairment Support

Supports multiple concurrent and detailed carrier impairments to ensure an accurate rate class determination and improve business results early on and in the field

Multi-Carrier Accessibility

Offers access to multiple carriers, creating a comprehensive underwriting experience that supports greater flexibility and choice

Unpublished Rule Leverage

Leverages both published and unpublished underwriting rules from carriers, increasing the accuracy of the underwriting process and ensuring quality results

Real-Time Rate Updates

Consistent and real-time rate updates during data entry eliminates the need for quote revisions and ensures more accurate rate quotes for clients

Direct Underwriter Messaging

Carrier underwriter messages allow agents to manage communication directly with carrier underwriting teams for scenarios that are not represented by rules in XRAE

Flexible API Customization

Flexible API available for custom integrations allow you to adapt XRAE to your specific business needs and custom applications

The iPipeline difference

XRAE from iPipeline provides you with:

Our network of distributors and partners creates a comprehensive and connected underwriting experience that will set you apart
Offering support from multiple carriers, you can increase the flexibility of the underwriting process and ensuring better business outcomes
Unlimited impairment options provide accurate and flexible rate class determinations and a customized underwriting experience
XRAE can seamlessly integrate with iPipeline’s LifePipe solution, providing access to additional tools that expand the capabilities of the underwriting process
Our experience and expertise of being one of the first in the industry, all backed by the security and stability of being a business unit of Roper Technologies, Inc.

Experience the power of XRAE – and revolutionize your field underwriting processes today – to streamline operations, enhance efficiency, and provide an unmatched customer experience.

Benefits for Distributors and BGAs

Support from multi-carriers increases your flexibility, providing distributors and BGAs with the freedom to choose the best carrier for specific needs
Advanced field underwriting capabilities ensure accurate rate class determination, improving case placement ratios and overall producer success
Consistent and real-time rate updates eliminate the need for quote revisions and ensure more accurate rate quotes for clients
Easily integrated from your agent portal so that agents can self-serve field underwriting
Designed for use by both agents and distributors, XRAE offers a seamless and comprehensive underwriting experience that maximizes productivity

Benefits for Carriers

Accurate rate class determination and support for multiple carriers improves business results by driving more competitive quotes and ensuring higher quality results, yielding longer-term gains
iPipeline’s vast distributor and partner network provides you with increased exposure and access to new business opportunities
Our advanced field underwriting capabilities help reduce the need to directly support field underwriting, which saves time and money otherwise spent on support